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By dividing the whole circulation into a greater number of parts,

the failure of any one company, an accident which, in the course

of things, must sometimes happen, becomes of less consequence to

the public. This free competition, too, obliges all bankers to be

more liberal in their dealings with their customers, lest their

rivals should carry them away. In general, if any branch of

trade, or any division of labour, be advantageous to the public,

the freer and more general the competition, it will always be the

more so.

CHAPTER III. OF THE ACCUMULATION OF CAPITAL, OR OF PRODUCTIVE AND

UNPRODUCTIVE LABOUR.