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Autor: Adam Smith

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The stream which is in this case continually running out from its
coffers, is necessarily much larger than that which is
continually running in; so that, unless they are replenished by
some great and continual effort of expense, those coffers must
soon be exhausted altogether.
The banking companies of Scotland, accordingly, were for a long
time very careful to require frequent and regular repayments from
all their customers, and did not care to deal with any person,
whatever might be his fortune or credit, who did not make, what
they called, frequent and regular operations with them. By this
attention, besides saving almost entirely the extraordinary
expense of replenishing their coffers, they gained two other very
considerable advantages.

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