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作者: Adam Smith

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Though paper money should be pretty much confined to the
circulation between dealers and dealers, yet banks and bankers
might still be able to give nearly the same assistance to the
industry and commerce of the country, as they had done when paper
money filled almost the whole circulation. The ready money which
a dealer is obliged to keep by him, for answering occasional
demands, is destined altogether for the circulation between
himself and other dealers of whom he buys goods. He has no
occasion to keep any by him for the circulation between himself
and the consumers, who are his customers, and who bring ready
money to him, instead of taking any from him.

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