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The stream which is in this case continually running out from its

coffers, is necessarily much larger than that which is

continually running in; so that, unless they are replenished by

some great and continual effort of expense, those coffers must

soon be exhausted altogether.

The banking companies of Scotland, accordingly, were for a long

time very careful to require frequent and regular repayments from

all their customers, and did not care to deal with any person,

whatever might be his fortune or credit, who did not make, what

they called, frequent and regular operations with them. By this

attention, besides saving almost entirely the extraordinary

expense of replenishing their coffers, they gained two other very

considerable advantages.